Appologies for lack of entries, not been having a very easy time here just lately.....kids are ok dont worry, its more me.
A question for you all
If you have taken out a bank loan, could it be possible for them to ring you out of the blue to ask you if you want a different interest rate?
I know its a silly question, and as i have never had a bank loan before i cannot answer it.
You would be doing me a massive favour if you know the answer.
love you all lots and lots
Joanne
8 comments:
I really do not know, we have never taken out a bank loan. I would suggest though that before you do anything you pop into your bank and talk to somebody about it. It could be because of the recent interest rate rise. Discuss it and make sure you will not be any worse off and what protection you have against illness etc.
http://journals.aol.co.uk/jeanno43/JeannettesJottings/
Joanne, go to the Moneysaving website and ask on there, lots of experts that know the ins and outs
No Joanne that is not normal for a High Street Bank or for any lending institution - loans are for fixed periods at fixed rates. If you want to tell me more then email me J spent years working in banking and one of daughters works in banking and I understand the money markets, rates etc.............as it is hobby of mine.
Joanne I am glad the children are OK ~ Stuart is so good he always seems to be able to help us out ~ hope everything works out OK ~ Ally x
Glad our Stuart can help you out with the banking question Joanne, what would we do without our Stuart :o)
((((( big big hugs for you )))))
Sara xxx
Looks like you found someone that can answer your question...hope you feel better soon...hugs and love...give the kids a big hug from me...
Joyce
I'm afraid I've never had a bank loan so couldn't tell you. Glad your ok and I hope you've had a good xmas.
Jenny
http://journals.aol.co.uk/jmoqueen/MyLife
From personal experience, I've had banks offer a lower rate for my mortgage. They do this, and you just pay for the "points", and they get your monthly payments down. Julie :)
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