Appologies for lack of entries, not been having a very easy time here just lately.....kids are ok dont worry, its more me.
A question for you all
If you have taken out a bank loan, could it be possible for them to ring you out of the blue to ask you if you want a different interest rate?
I know its a silly question, and as i have never had a bank loan before i cannot answer it.
You would be doing me a massive favour if you know the answer.
love you all lots and lots
Joanne